/* ============================================================
   GoldenVisaX — Premium Black & Gold
   ============================================================ */
@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:wght@400;500;600;700&family=Inter:wght@400;500;600;700&display=swap');

:root{
  --gold:#C9A84C; --gold-bright:#E6D08A; --gold-deep:#9A7B2E;
  --gold-pale:rgba(201,168,76,.10); --gold-glow:rgba(201,168,76,.22);
  --bg:#0c0c0e; --bg2:#121215; --surface:#17171b; --surface2:#1f1f25; --surface3:#27272e;
  --border:#2a2a31; --border2:#36363f;
  --text:#ece9e2; --text2:#aca99f; --muted:#7d7a72; --muted2:#56544e;
  --success:#7ac77f; --success-bg:rgba(122,199,127,.12);
  --warn:#d9a441; --warn-bg:rgba(217,164,65,.12);
  --danger:#d46a7c; --danger-bg:rgba(212,106,124,.12);
  --info:#6fb0d2; --info-bg:rgba(111,176,210,.12);
  --serif:'Cormorant Garamond',Georgia,serif; --sans:'Inter',system-ui,sans-serif; --mono:'SF Mono',monospace;
  --r:10px; --r-lg:16px; --r-xl:22px;
  --sh:0 4px 24px rgba(0,0,0,.4); --sh-lg:0 16px 50px rgba(0,0,0,.55); --sh-gold:0 8px 30px rgba(201,168,76,.16);
  --t:.2s cubic-bezier(.4,0,.2,1);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);font-size:15px;line-height:1.6;color:var(--text);background:var(--bg);
  background-image:radial-gradient(ellipse 80% 50% at 50% -20%,rgba(201,168,76,.06),transparent),radial-gradient(ellipse 60% 40% at 100% 0,rgba(201,168,76,.04),transparent);
  background-attachment:fixed;-webkit-font-smoothing:antialiased;min-height:100vh}
h1,h2,h3,h4{font-weight:600;line-height:1.2;color:var(--text)}
.serif{font-family:var(--serif)}
a{color:var(--gold);text-decoration:none;transition:color var(--t)}
a:hover{color:var(--gold-bright)}
::selection{background:var(--gold-glow)}
::-webkit-scrollbar{width:10px;height:10px}::-webkit-scrollbar-track{background:var(--bg2)}
::-webkit-scrollbar-thumb{background:var(--surface3);border-radius:5px}::-webkit-scrollbar-thumb:hover{background:var(--gold-deep)}

/* Layout */
.layout{display:flex;flex-direction:column;min-height:100vh}
/* ── Top navigation (full-width) ─────────────────────────── */
.topnav{background:linear-gradient(180deg,#131316,#0e0e10);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:50}
.topnav-inner{display:flex;align-items:center;gap:24px;padding:0 28px;height:60px;max-width:none}
.topnav-brand .mark{font-family:var(--serif);font-size:1.35rem;font-weight:700;color:var(--gold);letter-spacing:.04em;white-space:nowrap}
.topnav-links{display:flex;align-items:center;gap:4px;flex:1;overflow-x:auto}
.topnav-links a{display:flex;align-items:center;gap:8px;padding:9px 14px;border-radius:var(--r);color:var(--text2);font-size:14px;font-weight:500;white-space:nowrap;transition:all var(--t);position:relative}
.topnav-links a .ico{font-size:15px;opacity:.85}
.topnav-links a:hover{background:var(--surface2);color:var(--text)}
.topnav-links a.active{background:linear-gradient(135deg,var(--gold-pale),transparent);color:var(--gold-bright)}
.topnav-links a.active::after{content:'';position:absolute;left:12px;right:12px;bottom:-1px;height:2px;background:var(--gold);border-radius:2px 2px 0 0}
.topnav-links a .cnt{background:#e5484d;color:#fff;font-size:10px;font-weight:700;padding:1px 7px;border-radius:999px}
.nav-burger{display:none;background:none;border:none;color:var(--text);font-size:22px;cursor:pointer}
/* ── Main + secondary bar + content (full width) ─────────── */
.main{flex:1;display:flex;flex-direction:column;min-width:0}
.topbar{height:60px;padding:0 28px;background:rgba(18,18,21,.85);backdrop-filter:blur(14px);border-bottom:1px solid var(--border);display:flex;align-items:center;justify-content:space-between;position:sticky;top:60px;z-index:40}
.topbar h1{font-size:1.15rem;font-weight:600}
.topbar-actions{display:flex;align-items:center;gap:12px}
.content{padding:28px 32px;flex:1;width:100%;max-width:none}
@media(max-width:900px){
  .nav-burger{display:block;order:3;margin-left:auto}
  .topnav-links{display:none;position:absolute;top:60px;left:0;right:0;flex-direction:column;align-items:stretch;background:#131316;border-bottom:1px solid var(--border);padding:8px;gap:2px;overflow:visible}
  .topnav.open .topnav-links{display:flex}
  .topnav-links a.active::after{display:none}
  .topbar{top:0;position:relative}
  .content{padding:20px 16px}
}
.page-head{margin-bottom:26px}
.crumb{font-size:12px;color:var(--muted);margin-bottom:8px}
.crumb a{color:var(--gold-deep)}
.page-head h1{font-family:var(--serif);font-size:2.1rem;font-weight:600}
.page-head .lead{color:var(--text2);margin-top:4px}

/* Cards */
.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:24px;box-shadow:var(--sh);margin-bottom:20px}
.card-lux{background:linear-gradient(150deg,var(--surface),var(--bg2));border:1px solid var(--border2);position:relative;overflow:hidden}
.card-lux::before{content:'';position:absolute;inset:0 0 auto 0;height:1px;background:linear-gradient(90deg,transparent,var(--gold),transparent)}
.card-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px;padding-bottom:16px;border-bottom:1px solid var(--border)}
.card-title{font-size:1.05rem;font-weight:600;display:flex;align-items:center;gap:10px}
.card-title .ico{width:34px;height:34px;border-radius:9px;background:var(--gold-pale);display:flex;align-items:center;justify-content:center;font-size:16px}

/* Stats */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:16px;margin-bottom:26px}
.stat{background:linear-gradient(150deg,var(--surface),var(--bg2));border:1px solid var(--border);border-radius:var(--r-lg);padding:22px;position:relative;overflow:hidden;transition:all var(--t)}
.stat:hover{border-color:var(--gold-deep);transform:translateY(-2px);box-shadow:var(--sh-gold)}
.stat .label{font-size:11px;text-transform:uppercase;letter-spacing:.12em;color:var(--muted);font-weight:600}
.stat .value{font-family:var(--serif);font-size:2.4rem;font-weight:700;color:var(--gold-bright);line-height:1.1;margin-top:6px}
.stat .ico-bg{position:absolute;right:-6px;bottom:-10px;font-size:3.6rem;opacity:.06}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:11px 22px;font-size:14px;font-weight:600;font-family:var(--sans);border-radius:var(--r);border:1px solid transparent;cursor:pointer;transition:all var(--t);white-space:nowrap}
.btn:disabled{opacity:.45;cursor:not-allowed}
.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold-deep));color:#000;font-weight:700;box-shadow:0 4px 16px rgba(201,168,76,.22)}
.btn-gold:hover:not(:disabled){box-shadow:0 6px 24px rgba(201,168,76,.4);transform:translateY(-1px);color:#161616}
.btn-outline{background:transparent;color:var(--gold);border-color:var(--border2)}
.btn-outline:hover:not(:disabled){border-color:var(--gold);background:var(--gold-pale)}
.btn-ghost{background:transparent;color:var(--text2)}.btn-ghost:hover{background:var(--surface2);color:var(--text)}
.btn-danger{background:var(--danger-bg);color:var(--danger);border-color:rgba(212,106,124,.3)}.btn-danger:hover:not(:disabled){background:var(--danger);color:#fff}
.btn-success{background:var(--success-bg);color:var(--success);border-color:rgba(122,199,127,.3)}.btn-success:hover:not(:disabled){background:var(--success);color:#0c0c0e}
.btn-sm{padding:7px 14px;font-size:12.5px}.btn-lg{padding:14px 30px;font-size:15px}.btn-block{width:100%}

/* Forms */
.field{margin-bottom:18px}
.field label{display:block;font-size:13px;font-weight:600;color:var(--text2);margin-bottom:7px}
.field label .req{color:#e5484d}
.input,.select,.textarea{width:100%;padding:13px 15px;font-size:14.5px;font-family:var(--sans);color:var(--text);background:var(--bg2);border:1px solid var(--border2);border-radius:var(--r);transition:border-color var(--t),box-shadow var(--t),background var(--t);outline:none;-webkit-appearance:none;appearance:none}
.input::placeholder,.textarea::placeholder{color:var(--muted);opacity:.7}
.input:hover,.select:hover,.textarea:hover{border-color:var(--gold-deep)}
.input:focus,.select:focus,.textarea:focus{border-color:var(--gold);box-shadow:0 0 0 3px var(--gold-pale);background:var(--surface)}
.select{cursor:pointer;padding-right:40px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%23C9A84C' stroke-width='1.6' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 15px center}
.field label{display:block;font-size:13px;font-weight:600;color:var(--text2);margin-bottom:7px;letter-spacing:.01em}
.input::placeholder{color:var(--muted2)}
.select{cursor:pointer}.select option{background:var(--surface);color:var(--text)}
.textarea{resize:vertical;min-height:90px}
.hint{font-size:12px;color:var(--muted);margin-top:5px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:16px}

/* Option pick cards */
.opts{display:grid;grid-template-columns:1fr;gap:11px}
.opt{display:flex;gap:12px;align-items:flex-start;padding:16px;background:var(--bg2);border:1px solid var(--border2);border-radius:var(--r);cursor:pointer;transition:all var(--t)}
.opt:hover{border-color:var(--gold-deep)}
.opt.sel{border-color:var(--gold);background:var(--gold-pale)}
.opt input{margin-top:3px;accent-color:var(--gold)}
.opt .ot{font-size:14px;font-weight:600}.opt .os{font-size:12px;color:var(--muted);margin-top:2px}

/* Badges */
.badge{display:inline-flex;align-items:center;gap:5px;padding:4px 11px;border-radius:999px;font-size:11px;font-weight:700}
.b-gold{background:var(--gold-pale);color:var(--gold-bright);border:1px solid rgba(201,168,76,.25)}
.b-success{background:var(--success-bg);color:var(--success)}
.b-warn{background:var(--warn-bg);color:var(--warn)}
.b-danger{background:var(--danger-bg);color:var(--danger)}
.b-info{background:var(--info-bg);color:var(--info)}
.b-muted{background:var(--surface3);color:var(--muted)}

/* Alerts */
.alert{padding:13px 16px;border-radius:var(--r);font-size:14px;margin-bottom:14px;display:flex;gap:11px;align-items:flex-start;border:1px solid transparent}
.alert .ai{font-size:16px;flex-shrink:0}
.a-info{background:var(--info-bg);color:var(--info);border-color:rgba(111,176,210,.25)}
.a-success{background:var(--success-bg);color:var(--success);border-color:rgba(122,199,127,.25)}
.a-warn{background:var(--warn-bg);color:var(--warn);border-color:rgba(217,164,65,.25)}
.a-danger{background:var(--danger-bg);color:var(--danger);border-color:rgba(212,106,124,.25)}

/* Tables */
.tbl-wrap{overflow-x:auto;border-radius:var(--r)}
table.tbl{width:100%;border-collapse:collapse;font-size:14px}
.tbl thead th{background:var(--bg2);color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:.08em;font-weight:700;padding:13px 16px;text-align:left;white-space:nowrap;border-bottom:1px solid var(--border)}
.tbl tbody tr{border-bottom:1px solid var(--border);transition:background var(--t)}
.tbl tbody tr:last-child{border-bottom:none}.tbl tbody tr:hover{background:var(--surface2)}
.tbl td{padding:14px 16px;vertical-align:middle}
.tbl .ref{font-family:var(--mono);color:var(--gold);font-weight:600}

/* Progress + stepper */
.prog{height:6px;background:var(--surface3);border-radius:99px;overflow:hidden}
.prog>i{display:block;height:100%;background:linear-gradient(90deg,var(--gold-deep),var(--gold-bright));border-radius:99px;transition:width .5s}
.stepper{display:flex;align-items:flex-start;margin:8px 0}
.step{flex:1;display:flex;flex-direction:column;align-items:center;position:relative}
.step::before{content:'';position:absolute;top:17px;left:-50%;width:100%;height:2px;background:var(--border2);z-index:0}
.step:first-child::before{display:none}
.step.done::before,.step.active::before{background:var(--gold)}
.step .sdot{width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;background:var(--surface2);border:2px solid var(--border2);color:var(--muted);z-index:1;transition:all var(--t)}
.step.done .sdot{background:var(--gold);border-color:var(--gold);color:#1a1a1a}
.step.active .sdot{background:var(--surface);border-color:var(--gold);color:var(--gold-bright);box-shadow:0 0 0 4px var(--gold-pale)}
.step.reject .sdot{background:var(--danger);border-color:var(--danger);color:#fff}
.step .slabel{font-size:11px;color:var(--muted);margin-top:8px;text-align:center;font-weight:500}
.step.active .slabel,.step.done .slabel{color:var(--text)}

/* Program cards */
.prog-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:18px}
.pcard{background:linear-gradient(160deg,var(--surface),var(--bg2));border:1px solid var(--border2);border-radius:var(--r-lg);padding:22px;cursor:pointer;transition:all var(--t);position:relative;overflow:hidden}
.pcard:hover{border-color:var(--gold);transform:translateY(-3px);box-shadow:var(--sh-gold)}
.pcard.sel{border-color:var(--gold);background:linear-gradient(160deg,var(--gold-pale),var(--bg2))}
.pcard .flag{font-size:2.6rem;margin-bottom:10px}
.pcard .pname{font-family:var(--serif);font-size:1.3rem;font-weight:600}
.pcard .ptype{font-size:10px;text-transform:uppercase;letter-spacing:.14em;color:var(--gold-deep);font-weight:700;margin-top:2px}
.pcard .pstats{display:flex;gap:16px;margin-top:14px;padding-top:14px;border-top:1px solid var(--border)}
.pcard .ps .n{font-size:1.05rem;font-weight:700;color:var(--gold-bright);font-family:var(--serif)}
.pcard .ps .l{font-size:10px;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}
.pcard .check{position:absolute;top:16px;right:16px;width:26px;height:26px;border-radius:50%;background:var(--gold);color:#1a1a1a;display:none;align-items:center;justify-content:center;font-weight:700}
.pcard.sel .check{display:flex}

/* Cost table */
.cost{width:100%;border-collapse:collapse}
.cost td{padding:11px 0;border-bottom:1px solid var(--border);font-size:14px;color:var(--text2)}
.cost td:last-child{text-align:right;font-weight:600;color:var(--text);font-family:var(--mono)}
.cost tr.total td{border-bottom:none;border-top:2px solid var(--gold-deep);padding-top:15px;font-size:16px;font-weight:700;color:var(--gold-bright)}
.cost tr.total td:last-child{font-family:var(--serif);font-size:1.35rem}

/* Bank details box */
.bank{background:var(--bg2);border:1px solid var(--border2);border-radius:var(--r);padding:18px;margin-bottom:12px}
.bank-row{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid var(--border);font-size:14px}
.bank-row:last-child{border-bottom:none}
.bank-row .k{color:var(--muted)}.bank-row .v{font-family:var(--mono);color:var(--text);font-weight:600}

/* Auth */
.auth{min-height:100vh;display:flex;align-items:center;justify-content:center;padding:20px;
  background:radial-gradient(ellipse 60% 60% at 50% 0,rgba(201,168,76,.1),transparent),radial-gradient(ellipse 50% 50% at 50% 100%,rgba(201,168,76,.05),transparent)}
.auth-box{width:100%;max-width:430px}
.auth-brand{text-align:center;margin-bottom:30px}
.auth-brand .mark{font-family:var(--serif);font-size:2.4rem;font-weight:700;color:var(--gold);letter-spacing:.04em}
.auth-brand .mark .gem{color:var(--gold-deep)}
.auth-brand .tag{font-size:12px;text-transform:uppercase;letter-spacing:.25em;color:var(--muted);margin-top:4px}
.auth-card{background:linear-gradient(160deg,var(--surface),var(--bg2));border:1px solid var(--border2);border-radius:var(--r-xl);padding:36px;box-shadow:var(--sh-lg);position:relative;overflow:hidden}
.auth-card::before{content:'';position:absolute;inset:0 0 auto 0;height:2px;background:linear-gradient(90deg,transparent,var(--gold),transparent)}
.auth-card h2{font-family:var(--serif);font-size:1.7rem;font-weight:600;margin-bottom:6px}
.auth-card .sub{color:var(--muted);font-size:14px;margin-bottom:24px}
.otp{display:flex;gap:10px;justify-content:center;margin:22px 0}
.otp input{width:50px;height:60px;text-align:center;font-size:1.6rem;font-weight:700;font-family:var(--serif);color:var(--gold-bright);background:var(--bg2);border:1.5px solid var(--border2);border-radius:var(--r);outline:none;transition:all var(--t)}
.otp input:focus{border-color:var(--gold);box-shadow:0 0 0 3px var(--gold-pale)}

/* Dropdowns */
.dd{position:relative}
.dd-menu{position:absolute;right:0;top:calc(100% + 8px);min-width:320px;background:var(--surface);border:1px solid var(--border2);border-radius:var(--r-lg);box-shadow:var(--sh-lg);z-index:200;display:none;overflow:hidden}
.dd.open .dd-menu{display:block}
.dd-head{padding:14px 16px;border-bottom:1px solid var(--border);font-weight:600;font-size:13px;display:flex;justify-content:space-between;align-items:center}
.dd-item{padding:12px 16px;border-bottom:1px solid var(--border);cursor:pointer;transition:background var(--t)}
.dd-item:hover{background:var(--surface2)}.dd-item.unread{background:var(--gold-pale)}
.dd-item .t{font-size:13px;font-weight:600}.dd-item .b{font-size:12px;color:var(--muted);margin-top:2px}.dd-item .tm{font-size:11px;color:var(--muted2);margin-top:3px}
.menu-item{display:flex;align-items:center;gap:10px;padding:11px 16px;font-size:13px;color:var(--text2);cursor:pointer;transition:all var(--t)}
.menu-item:hover{background:var(--surface2);color:var(--gold)}

/* Messaging */
.msg-bubble{max-width:72%;padding:11px 15px;border-radius:14px;font-size:14px;line-height:1.5;word-break:break-word}
.msg-mine{background:linear-gradient(135deg,var(--gold),var(--gold-deep));color:#161616;align-self:flex-end;border-bottom-right-radius:4px;font-weight:500}
.msg-them{background:var(--surface2);border:1px solid var(--border);align-self:flex-start;border-bottom-left-radius:4px}
.msg-meta{font-size:11px;color:var(--muted);margin-top:4px}

/* Spinner / misc */
.spin{width:18px;height:18px;border:2.5px solid var(--gold-pale);border-top-color:var(--gold);border-radius:50%;animation:spin .7s linear infinite;display:inline-block}
@keyframes spin{to{transform:rotate(360deg)}}
.hidden{display:none!important}
.flex{display:flex}.between{justify-content:space-between}.center{align-items:center}
.gap-8{gap:8px}.gap-12{gap:12px}.gap-16{gap:16px}
.mt-8{margin-top:8px}.mt-16{margin-top:16px}.mt-24{margin-top:24px}
.mb-8{margin-bottom:8px}.mb-16{margin-bottom:16px}.mb-24{margin-bottom:24px}
.text-muted{color:var(--muted)}.text-gold{color:var(--gold)}.text-c{text-align:center}.text-r{text-align:right}
.fw-7{font-weight:700}.fs-sm{font-size:13px}.fs-xs{font-size:12px}
.truncate{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.grid-side{display:grid;grid-template-columns:1fr 340px;gap:20px;align-items:start}
.fade{animation:fade .4s ease both}@keyframes fade{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
.empty{text-align:center;padding:50px 20px}.empty .ei{font-size:3.4rem;opacity:.25;margin-bottom:14px}
.empty h3{font-family:var(--serif);font-weight:600;margin-bottom:6px}.empty p{color:var(--muted);font-size:14px}
.role-pill{padding:8px 16px;border-radius:999px;font-size:12px;font-weight:600;background:var(--surface2);border:1px solid var(--border2);color:var(--text2);cursor:pointer;transition:all var(--t)}
.role-pill:hover{border-color:var(--gold-deep)}.role-pill.active{background:var(--gold-pale);border-color:var(--gold);color:var(--gold-bright)}
.mobile-toggle{display:none}
@media(max-width:900px){.grid-2,.grid-side,.row{grid-template-columns:1fr}}

/* ============================================================
   COMPATIBILITY LAYER — legacy page classes (black & gold)
   Maps older stage/login/admin pages into the same theme.
   Purely additive; nothing above is modified.
   ============================================================ */
:root{
  --primary:#C9A84C; --primary-50:#E6D08A; --primary-pale:rgba(201,168,76,.10);
  --primary-pale2:rgba(201,168,76,.16); --accent:#E6D08A;
  --radius:12px; --text-muted:#7d7a72; --warning:#d9a441;
}

/* ── App shell (legacy names → real layout) ─────────────── */
.app-layout{display:flex;min-height:100vh}
.main-content{flex:1;display:flex;flex-direction:column;min-width:0}
@media(max-width:900px){.main-content{margin-left:0}}
.two-col-layout{display:grid;grid-template-columns:1fr 340px;gap:20px;align-items:start}
@media(max-width:900px){.two-col-layout{grid-template-columns:1fr}}

/* ── Page header / content ──────────────────────────────── */
.page-content{padding:30px 28px;flex:1;max-width:1240px;width:100%}
@media(max-width:900px){.page-content{padding:20px 16px}}
.page-body{padding:30px 28px;flex:1}
.page-header{margin-bottom:26px}
.page-header-row{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;margin-bottom:26px}
.page-title{font-family:var(--serif);font-size:2.1rem;font-weight:600;color:var(--text)}
.page-sub,.page-subtitle{color:var(--text2);margin-top:4px}
.page-eyebrow{font-size:11px;text-transform:uppercase;letter-spacing:.18em;color:var(--gold-deep);font-weight:700;margin-bottom:8px}
.sec-title{font-size:1.05rem;font-weight:600;margin-bottom:14px;display:flex;align-items:center;gap:10px}
.breadcrumb{font-size:12px;color:var(--muted);margin-bottom:8px;display:flex;gap:7px;align-items:center}
.breadcrumb a{color:var(--gold-deep)}

/* ── Cards (legacy header/body/footer split) ────────────── */
.card-header{display:flex;align-items:center;justify-content:space-between;margin:-24px -24px 18px;padding:18px 24px;border-bottom:1px solid var(--border)}
.card-body{padding:0}
.card-footer{margin:18px -24px -24px;padding:16px 24px;border-top:1px solid var(--border);display:flex;gap:10px;justify-content:flex-end}
.card-icon{width:36px;height:36px;border-radius:9px;background:var(--gold-pale);display:flex;align-items:center;justify-content:center;font-size:17px;flex-shrink:0}

/* ── Buttons (legacy names) ─────────────────────────────── */
.btn-primary{background:linear-gradient(135deg,var(--gold),var(--gold-deep));color:#161616;font-weight:700;box-shadow:0 4px 16px rgba(201,168,76,.22)}
.btn-primary:hover:not(:disabled){box-shadow:0 6px 24px rgba(201,168,76,.4);transform:translateY(-1px);color:#161616}
.btn-secondary{background:var(--surface2);color:var(--text);border-color:var(--border2)}
.btn-secondary:hover:not(:disabled){border-color:var(--gold-deep);color:var(--gold-bright)}
.btn-link{background:transparent;color:var(--gold);padding:6px 8px;border:none}
.btn-link:hover{color:var(--gold-bright);text-decoration:underline}
.btn-icon{width:40px;height:40px;padding:0;border-radius:50%;background:var(--surface2);border:1px solid var(--border);color:var(--text2);display:inline-flex;align-items:center;justify-content:center}
.btn-icon:hover{border-color:var(--gold-deep);color:var(--gold)}
.btn-copy{background:var(--gold-pale);color:var(--gold-bright);border-color:rgba(201,168,76,.3);padding:6px 12px;font-size:12px}
.btn-copy:hover{background:var(--gold);color:#161616}

/* ── Forms (legacy form-* names) ────────────────────────── */
.form-group{margin-bottom:18px}
.form-group.mb-0{margin-bottom:0}
.form-label{display:block;font-size:13px;font-weight:600;color:var(--text2);margin-bottom:7px}
.form-label .req,.required{color:#e5484d}
.form-input,.form-select,.form-textarea,.form-control{width:100%;padding:12px 14px;font-size:14px;font-family:var(--sans);color:var(--text);background:var(--bg2);border:1px solid var(--border2);border-radius:var(--r);transition:all var(--t);outline:none}
.form-input:focus,.form-select:focus,.form-textarea:focus,.form-control:focus{border-color:var(--gold);box-shadow:0 0 0 3px var(--gold-pale);background:var(--surface)}
.form-input::placeholder,.form-control::placeholder{color:var(--muted2)}
.form-select,.form-control{cursor:pointer}
.form-select option{background:var(--surface);color:var(--text)}
.form-textarea{resize:vertical;min-height:90px;cursor:auto}
.form-hint{font-size:12px;color:var(--muted);margin-top:5px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:900px){.form-row{grid-template-columns:1fr}}
.form-check-label{display:flex;align-items:center;gap:8px;font-size:14px;color:var(--text2);cursor:pointer}

/* ── Auth pages (legacy) ────────────────────────────────── */
.auth-page,.auth-body{min-height:100vh;display:flex;align-items:center;justify-content:center;padding:20px;
  background:radial-gradient(ellipse 60% 60% at 50% 0,rgba(201,168,76,.1),transparent),radial-gradient(ellipse 50% 50% at 50% 100%,rgba(201,168,76,.05),transparent)}
.auth-panel{width:100%;max-width:430px}
.auth-logo,.logo-mark{font-family:var(--serif);font-size:2.2rem;font-weight:700;color:var(--gold);letter-spacing:.04em;text-align:center;margin-bottom:8px}
.auth-heading,.auth-title{font-family:var(--serif);font-size:1.7rem;font-weight:600;margin-bottom:6px;color:var(--text)}
.auth-sub{color:var(--muted);font-size:14px;margin-bottom:24px}
.tagline{font-size:12px;text-transform:uppercase;letter-spacing:.25em;color:var(--muted);text-align:center;margin-bottom:30px}

/* OTP (legacy names) */
.otp-inputs{display:flex;gap:10px;justify-content:center;margin:22px 0}
.otp-digit{width:50px;height:60px;text-align:center;font-size:1.6rem;font-weight:700;font-family:var(--serif);color:var(--gold-bright);background:var(--bg2);border:1.5px solid var(--border2);border-radius:var(--r);outline:none;transition:all var(--t)}
.otp-digit:focus{border-color:var(--gold);box-shadow:0 0 0 3px var(--gold-pale)}

/* ── Stat cards (legacy) ────────────────────────────────── */
.stat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:16px;margin-bottom:26px}
.stat-card{background:linear-gradient(150deg,var(--surface),var(--bg2));border:1px solid var(--border);border-radius:var(--r-lg);padding:22px;position:relative;overflow:hidden;transition:all var(--t)}
.stat-card:hover{border-color:var(--gold-deep);transform:translateY(-2px);box-shadow:var(--sh-gold)}
.stat-label{font-size:11px;text-transform:uppercase;letter-spacing:.12em;color:var(--muted);font-weight:600}
.stat-value{font-family:var(--serif);font-size:2.4rem;font-weight:700;color:var(--gold-bright);line-height:1.1;margin-top:6px}

/* ── Program cards (legacy) ─────────────────────────────── */
.program-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:18px}
.program-card{background:linear-gradient(160deg,var(--surface),var(--bg2));border:1px solid var(--border2);border-radius:var(--r-lg);padding:22px;cursor:pointer;transition:all var(--t);position:relative;overflow:hidden}
.program-card:hover{border-color:var(--gold);transform:translateY(-3px);box-shadow:var(--sh-gold)}
.program-card.sel,.program-card.selected{border-color:var(--gold);background:linear-gradient(160deg,var(--gold-pale),var(--bg2))}
.program-flag{font-size:2.6rem;margin-bottom:10px}
.program-name{font-family:var(--serif);font-size:1.3rem;font-weight:600;color:var(--text)}
.program-type{font-size:10px;text-transform:uppercase;letter-spacing:.14em;color:var(--gold-deep);font-weight:700;margin-top:2px}
.program-stats{display:flex;gap:16px;margin-top:14px;padding-top:14px;border-top:1px solid var(--border)}
.program-stat .n{font-size:1.05rem;font-weight:700;color:var(--gold-bright);font-family:var(--serif)}
.program-stat .l{font-size:10px;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}
.program-check{position:absolute;top:16px;right:16px;width:26px;height:26px;border-radius:50%;background:var(--gold);color:#161616;display:none;align-items:center;justify-content:center;font-weight:700}
.program-card.sel .program-check,.program-card.selected .program-check{display:flex}

/* ── Progress bar (legacy) ──────────────────────────────── */
.progress-bar,.progress-outer{height:6px;background:var(--surface3);border-radius:99px;overflow:hidden}
.progress-fill{height:100%;background:linear-gradient(90deg,var(--gold-deep),var(--gold-bright));border-radius:99px;transition:width .5s}

/* ── Badges (legacy names) ──────────────────────────────── */
.badge-primary{background:var(--gold-pale);color:var(--gold-bright);border:1px solid rgba(201,168,76,.25)}
.badge-success{background:var(--success-bg);color:var(--success)}
.badge-warn,.badge-warning{background:var(--warn-bg);color:var(--warn)}
.badge-danger{background:var(--danger-bg);color:var(--danger)}
.badge-info{background:var(--info-bg);color:var(--info)}
.badge-muted{background:var(--surface3);color:var(--muted)}
.badge-primary,.badge-success,.badge-warn,.badge-warning,.badge-danger,.badge-info,.badge-muted{display:inline-flex;align-items:center;gap:5px;padding:4px 11px;border-radius:999px;font-size:11px;font-weight:700}

/* ── Alerts (legacy names) ──────────────────────────────── */
.alert-info{background:var(--info-bg);color:var(--info);border:1px solid rgba(111,176,210,.25)}
.alert-success{background:var(--success-bg);color:var(--success);border:1px solid rgba(122,199,127,.25)}
.alert-warn,.alert-warning{background:var(--warn-bg);color:var(--warn);border:1px solid rgba(217,164,65,.25)}
.alert-danger,.alert-critical{background:var(--danger-bg);color:var(--danger);border:1px solid rgba(212,106,124,.25)}
.alert-info,.alert-success,.alert-warn,.alert-warning,.alert-danger,.alert-critical{padding:13px 16px;border-radius:var(--r);font-size:14px;margin-bottom:14px;display:flex;gap:11px;align-items:flex-start}
.alert-icon{font-size:16px;flex-shrink:0}

/* ── Tables (legacy names) ──────────────────────────────── */
.table-wrap{overflow-x:auto;border-radius:var(--r)}
.data-table,.cost-table{width:100%;border-collapse:collapse;font-size:14px}
.data-table thead th{background:var(--bg2);color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:.08em;font-weight:700;padding:13px 16px;text-align:left;white-space:nowrap;border-bottom:1px solid var(--border)}
.data-table tbody tr{border-bottom:1px solid var(--border);transition:background var(--t)}
.data-table tbody tr:last-child{border-bottom:none}
.data-table tbody tr:hover{background:var(--surface2)}
.data-table td{padding:14px 16px;vertical-align:middle}
.cost-table td{padding:11px 0;border-bottom:1px solid var(--border);font-size:14px;color:var(--text2)}
.cost-table td:last-child{text-align:right;font-weight:600;color:var(--text);font-family:var(--mono)}
.total-row td{border-bottom:none;border-top:2px solid var(--gold-deep);padding-top:15px;font-size:16px;font-weight:700;color:var(--gold-bright)}
.total-row td:last-child{font-family:var(--serif);font-size:1.35rem}

/* ── Detail grid ────────────────────────────────────────── */
.detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:900px){.detail-grid{grid-template-columns:1fr}}

/* ── Options (legacy opt-* / option-row) ────────────────── */
.opt-grid{display:grid;grid-template-columns:1fr;gap:11px}
.opt-item,.option-row{display:flex;gap:12px;align-items:flex-start;padding:16px;background:var(--bg2);border:1px solid var(--border2);border-radius:var(--r);cursor:pointer;transition:all var(--t)}
.opt-item:hover,.option-row:hover{border-color:var(--gold-deep)}
.opt-item.sel,.opt-item.selected,.option-row.sel{border-color:var(--gold);background:var(--gold-pale)}
.opt-label{font-size:14px;font-weight:600;color:var(--text)}
.opt-sub{font-size:12px;color:var(--muted);margin-top:2px}

/* ── Documents ──────────────────────────────────────────── */
.doc-list{display:flex;flex-direction:column;gap:10px}
.doc-item{display:flex;align-items:center;gap:14px;padding:14px 16px;background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);transition:all var(--t)}
.doc-item:hover{border-color:var(--gold-deep)}
.doc-icon{width:40px;height:40px;border-radius:9px;background:var(--gold-pale);display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0}
.doc-info{flex:1;min-width:0}
.doc-name{font-size:14px;font-weight:600;color:var(--text)}
.doc-meta{font-size:12px;color:var(--muted);margin-top:2px}
.doc-status{font-size:11px;font-weight:700;padding:4px 11px;border-radius:999px}

/* ── Upload zone ────────────────────────────────────────── */
.upload-zone{border:2px dashed var(--border2);border-radius:var(--r-lg);padding:30px;text-align:center;cursor:pointer;transition:all var(--t);background:var(--bg2)}
.upload-zone:hover,.upload-zone.over{border-color:var(--gold);background:var(--gold-pale)}
.upload-icon{font-size:2.2rem;margin-bottom:8px;opacity:.7}
.upload-title{font-size:15px;font-weight:600;color:var(--text)}
.upload-sub{font-size:12px;color:var(--muted);margin-top:4px}

/* ── Modals ─────────────────────────────────────────────── */
.modal-overlay,.panel-overlay{position:fixed;inset:0;background:rgba(0,0,0,.6);backdrop-filter:blur(3px);z-index:1000;display:flex;align-items:center;justify-content:center;padding:20px}
.modal-box{background:linear-gradient(150deg,var(--surface),var(--bg2));border:1px solid var(--border2);border-radius:var(--r-xl);max-width:480px;width:100%;box-shadow:var(--sh-lg);position:relative;overflow:hidden}
.modal-box::before{content:'';position:absolute;inset:0 0 auto 0;height:2px;background:linear-gradient(90deg,transparent,var(--gold),transparent)}
.modal-header{padding:22px 24px;border-bottom:1px solid var(--border);font-size:1.1rem;font-weight:600;display:flex;justify-content:space-between;align-items:center}
.modal-body{padding:24px}
.modal-footer{padding:16px 24px;border-top:1px solid var(--border);display:flex;gap:10px;justify-content:flex-end}
.modal-close{cursor:pointer;color:var(--muted);font-size:22px;line-height:1;background:none;border:none}
.modal-close:hover{color:var(--danger)}

/* ── Side panel ─────────────────────────────────────────── */
.side-panel{position:fixed;top:0;right:0;bottom:0;width:420px;max-width:92vw;background:var(--surface);border-left:1px solid var(--border2);box-shadow:var(--sh-lg);z-index:1001;overflow-y:auto;padding:26px}

/* ── Modules grid (admin) ───────────────────────────────── */
.modules-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:16px}
.module-card{background:linear-gradient(150deg,var(--surface),var(--bg2));border:1px solid var(--border2);border-radius:var(--r-lg);padding:20px;transition:all var(--t)}
.module-card:hover{border-color:var(--gold-deep)}

/* ── Appointments / calendar ────────────────────────────── */
.appt-grid,.calendar-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:8px}
.appt-card{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);padding:14px;transition:all var(--t)}
.appt-card:hover{border-color:var(--gold-deep)}
.appt-slot{padding:10px;text-align:center;border:1px solid var(--border2);border-radius:8px;cursor:pointer;font-size:13px;transition:all var(--t)}
.appt-slot:hover{border-color:var(--gold);background:var(--gold-pale)}

/* ── Agent list / bank fields / risk pills ──────────────── */
.agent-list{display:flex;flex-direction:column;gap:10px}
.bank-label{color:var(--muted);font-size:13px}
.bank-value{font-family:var(--mono);color:var(--text);font-weight:600}
.risk-pill{display:inline-flex;align-items:center;gap:5px;padding:4px 11px;border-radius:999px;font-size:11px;font-weight:700}
.risk-low{background:var(--success-bg);color:var(--success)}
.risk-medium{background:var(--warn-bg);color:var(--warn)}
.risk-high{background:rgba(192,99,58,.14);color:#d0824a}
.risk-critical,.risk-banned{background:var(--danger-bg);color:var(--danger)}

/* ── Toggle switch ──────────────────────────────────────── */
.toggle-switch{position:relative;width:44px;height:24px;background:var(--surface3);border-radius:99px;cursor:pointer;transition:background var(--t);flex-shrink:0}
.toggle-switch.on{background:var(--gold)}
.toggle-switch::after{content:'';position:absolute;top:2px;left:2px;width:20px;height:20px;border-radius:50%;background:#fff;transition:transform var(--t)}
.toggle-switch.on::after{transform:translateX(20px)}

/* ── Action buttons row ─────────────────────────────────── */
.action-btns{display:flex;gap:8px;flex-wrap:wrap}

/* ── Spinner (legacy name) ──────────────────────────────── */
.spinner{width:18px;height:18px;border:2.5px solid var(--gold-pale);border-top-color:var(--gold);border-radius:50%;animation:spin .7s linear infinite;display:inline-block}

/* ── Animations (legacy fade-up) ────────────────────────── */
.fade-up{animation:fadeUp .4s ease both}
@keyframes fadeUp{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}

/* ── Text/utility helpers (legacy) ──────────────────────── */
.text-success{color:var(--success)}
.w-full{width:100%}
.p-0{padding:0}
.mb-0{margin-bottom:0}.mb-1{margin-bottom:4px}.mb-3{margin-bottom:12px}.mb-4{margin-bottom:16px}.mb-12{margin-bottom:12px}
.mt-1{margin-top:4px}.mt-2{margin-top:8px}.mt-3{margin-top:12px}.mt-4{margin-top:16px}.mt-12{margin-top:12px}

/* ============================================================
   APPLY FLOW + ADMIN PROGRAMS — new components (black & gold)
   ============================================================ */
.step.done .sdot{background:var(--gold-deep);color:#161616;border-color:var(--gold-deep)}
.card-foot{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:22px;padding-top:18px;border-top:1px solid var(--border)}
.sec-label{font-size:11px;text-transform:uppercase;letter-spacing:.14em;color:var(--gold-deep);font-weight:700;margin-bottom:12px}
.req{color:#e5484d;font-weight:700}
.btn-sm{padding:6px 12px;font-size:12px}
.btn-lg{padding:14px 28px;font-size:15px}
.btn-outline{background:transparent;border:1px solid var(--border2);color:var(--text2)}
.btn-outline:hover{border-color:var(--gold);color:var(--gold-bright)}
.chk{display:flex;align-items:center;gap:8px;cursor:pointer}

/* eligibility programme availability grid */
.avail-grid{display:grid;grid-template-columns:1fr 1fr;gap:6px}
.pg-cell{font-size:12px;padding:5px 9px;border-radius:6px;display:flex;align-items:center;gap:5px}
.pg-yes{background:rgba(107,203,119,.06);color:#7ac77f}
.pg-no{background:rgba(212,106,124,.07);color:#d46a7c}
.mini-label{font-size:11px;text-transform:uppercase;letter-spacing:.1em;color:var(--gold-deep);font-weight:700;margin-bottom:8px}
.risk-preview{font-size:13px;color:var(--muted)}

/* programme cards */
.prog-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:14px}
.prog-card{background:linear-gradient(160deg,var(--surface),var(--bg2));border:1px solid var(--border2);border-radius:var(--r-lg);padding:18px;cursor:pointer;transition:all var(--t);position:relative}
.prog-card:hover{border-color:var(--gold-deep);transform:translateY(-2px)}
.prog-card.sel{border-color:var(--gold);background:linear-gradient(160deg,var(--gold-pale),var(--bg2))}
.prog-card.disabled{opacity:.5;cursor:not-allowed}
.prog-card.disabled:hover{transform:none;border-color:var(--border2)}
.pc-flag{font-size:2rem;margin-bottom:8px}
.pc-name{font-family:var(--serif);font-size:1.15rem;font-weight:600}
.pc-meta{font-size:12px;color:var(--muted);margin-top:4px}
.pc-block{font-size:11px;color:#d46a7c;margin-top:8px}

/* option cards */
.opt-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:12px}
.opt-card{background:var(--bg2);border:1px solid var(--border2);border-radius:var(--r);padding:16px;cursor:pointer;transition:all var(--t)}
.opt-card:hover{border-color:var(--gold-deep)}
.opt-card.sel{border-color:var(--gold);background:var(--gold-pale)}
.oc-label{font-weight:600;font-size:14px}
.oc-inv{font-family:var(--serif);font-size:1.3rem;color:var(--gold-bright);margin:6px 0}
.oc-note{font-size:12px;color:var(--muted)}

/* family */
.family-list{display:flex;flex-direction:column;gap:10px;margin-bottom:16px}
.fam-item{display:flex;align-items:center;justify-content:space-between;padding:12px 16px;border-radius:var(--r);border:1px solid var(--border);background:var(--bg2)}
.fam-item.ok{border-left:3px solid #7ac77f}
.fam-item.no{border-left:3px solid #d46a7c;opacity:.75}
.fam-name{font-weight:600}
.fam-rel{font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:var(--gold-deep);margin-left:8px}
.fam-note{font-size:12px;color:var(--muted);margin-top:2px}
.fam-del{background:none;border:none;color:var(--muted);font-size:20px;cursor:pointer;line-height:1}
.fam-del:hover{color:#d46a7c}
.add-family{background:var(--bg2);border:1px dashed var(--border2);border-radius:var(--r-lg);padding:18px}

/* quote table */
.quote-tbl{width:100%;border-collapse:collapse;font-size:14px}
.quote-tbl td{padding:9px 0;border-bottom:1px solid var(--border)}
.quote-tbl td:last-child{text-align:right;font-family:var(--mono);color:var(--text2)}
.qt-cat td{color:var(--gold-deep);font-size:11px;text-transform:uppercase;letter-spacing:.1em;font-weight:700;padding-top:16px;border-bottom:none}
.qt-note{color:var(--muted);font-size:11px;margin-left:6px}
.qt-total td{border-top:2px solid var(--gold-deep);border-bottom:none;padding-top:14px;font-weight:700;color:var(--gold-bright);font-size:16px}
.qt-total td:last-child{font-family:var(--serif);font-size:1.3rem;color:var(--gold-bright)}
.stages{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px;margin-top:20px}
.stage{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r);padding:14px}
.st-n{font-size:11px;text-transform:uppercase;letter-spacing:.1em;color:var(--gold-deep);font-weight:700}
.st-l{font-size:12px;color:var(--muted);margin:6px 0}
.st-a{font-family:var(--serif);font-size:1.15rem;color:var(--gold-bright)}
@media(max-width:700px){.stages{grid-template-columns:1fr}}

/* documents */
.doc-list{display:flex;flex-direction:column;gap:10px}
.doc-row{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:14px 16px;border:1px solid var(--border);border-radius:var(--r);background:var(--bg2);transition:all var(--t)}
.doc-row.uploaded{border-left:3px solid #7ac77f}
.doc-name{font-weight:600;font-size:14px}
.doc-hint{font-size:12px;color:var(--muted);margin-top:2px}
.doc-action{display:flex;align-items:center;gap:12px;flex-shrink:0}
.doc-status{font-size:12px;color:var(--muted)}
.doc-status.done{color:#7ac77f}
.doc-status.fail{color:#d46a7c}
.doc-status.uploading{color:var(--gold-bright)}

/* retainer */
.retainer-box{text-align:center;padding:26px;background:linear-gradient(160deg,var(--gold-pale),var(--bg2));border:1px solid var(--border2);border-radius:var(--r-lg)}
.retainer-amt{font-family:var(--serif);font-size:3rem;font-weight:700;color:var(--gold-bright);line-height:1}
.retainer-amt span{font-size:1.1rem;color:var(--muted)}
.retainer-label{font-size:12px;text-transform:uppercase;letter-spacing:.14em;color:var(--gold-deep);font-weight:700;margin:6px 0 14px}

/* modal (admin option edit) */
.modal-overlay{position:fixed;inset:0;background:rgba(0,0,0,.6);backdrop-filter:blur(3px);z-index:1000;display:flex;align-items:center;justify-content:center;padding:20px}
.modal-box{background:linear-gradient(150deg,var(--surface),var(--bg2));border:1px solid var(--border2);border-radius:var(--r-xl,16px);max-width:520px;width:100%;box-shadow:0 30px 80px rgba(0,0,0,.5)}
.modal-header{padding:18px 22px;border-bottom:1px solid var(--border);font-weight:600;display:flex;justify-content:space-between;align-items:center}
.modal-close{background:none;border:none;color:var(--muted);font-size:22px;cursor:pointer}
.modal-body{padding:22px}
.modal-footer{padding:16px 22px;border-top:1px solid var(--border);display:flex;justify-content:flex-end;gap:10px}

/* apply-flow — remaining helpers */
.step-panel{}
.mini{background:var(--surface2);border:1px solid var(--border);border-radius:var(--r);padding:14px}
.submit-box{}
.fam-info{flex:1;min-width:0}
.qt-amt{text-align:right;font-family:var(--mono);color:var(--text2);white-space:nowrap}

/* notification message icon + red badge */
.notif-btn{position:relative;display:inline-flex;align-items:center;justify-content:center;color:var(--text2)}
.notif-btn:hover{color:var(--gold-bright)}
.notif-badge{position:absolute;top:-5px;right:-5px;min-width:17px;height:17px;padding:0 4px;background:#e5484d;color:#fff;font-size:10px;font-weight:700;line-height:17px;text-align:center;border-radius:999px;border:2px solid var(--surface2);box-shadow:0 0 0 1px rgba(0,0,0,.15)}
.nav a .cnt{background:#e5484d;color:#fff}

/* big investment options (item 9) */
.option-head{font-size:2rem;font-weight:600;color:var(--gold-bright);margin-bottom:4px}
.option-sub{font-size:13px;text-transform:uppercase;letter-spacing:.14em;color:var(--gold-deep);font-weight:700;margin-bottom:18px}
.opt-cards-lg{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px}
.opt-card-lg{position:relative;background:linear-gradient(160deg,var(--surface),var(--bg2));border:2px solid var(--border2);border-radius:var(--r-xl,16px);padding:28px 24px;cursor:pointer;transition:all var(--t);text-align:left}
.opt-card-lg:hover{border-color:var(--gold-deep);transform:translateY(-3px);box-shadow:var(--sh-gold)}
.opt-card-lg.sel{border-color:var(--gold);background:linear-gradient(160deg,var(--gold-pale),var(--bg2));box-shadow:var(--sh-gold)}
.opt-card-lg .oc-check{position:absolute;top:16px;right:16px;width:28px;height:28px;border-radius:50%;background:var(--gold);color:#161616;display:none;align-items:center;justify-content:center;font-weight:700}
.opt-card-lg.sel .oc-check{display:flex}
.oc-inv-lg{font-family:var(--serif);font-size:2.4rem;font-weight:700;color:var(--gold-bright);line-height:1.05;margin:0 0 8px}
.oc-label-lg{font-size:1.05rem;font-weight:600;color:var(--text);margin-bottom:6px}
.oc-note-lg{font-size:13px;color:var(--muted);line-height:1.5}

/* add-document row (client documents page) */
.add-doc-row{display:flex;gap:12px;align-items:center;background:var(--bg2);border:1px dashed var(--border2);border-radius:var(--r-lg);padding:16px}
@media(max-width:600px){.add-doc-row{flex-direction:column;align-items:stretch}}

/* rules & fees admin editor */
.tabs{display:flex;gap:2px;border-bottom:1px solid var(--border);padding:0 12px;overflow-x:auto}
.tab{background:none;border:none;padding:14px 18px;color:var(--muted);font-size:14px;font-weight:600;cursor:pointer;border-bottom:2px solid transparent;white-space:nowrap}
.tab:hover{color:var(--text2)}
.tab.active{color:var(--gold-bright);border-bottom-color:var(--gold)}
.rule-prog{margin-bottom:26px}
.rule-prog-head{font-family:var(--serif);font-size:1.2rem;font-weight:600;color:var(--text);margin-bottom:12px;padding-bottom:8px;border-bottom:1px solid var(--border)}
.fee-card{background:var(--bg2);border:1px solid var(--border);border-radius:var(--r-lg);padding:16px;margin-bottom:12px}
.fee-card-head{display:flex;align-items:center;gap:8px;margin-bottom:12px}
.fee-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:10px}
.fee-grid label{display:flex;flex-direction:column;gap:4px;font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.04em}
.fee-grid input{padding:8px 10px;font-size:13px;color:var(--text);background:var(--surface);border:1px solid var(--border2);border-radius:8px;outline:none}
.fee-grid input:focus{border-color:var(--gold)}
.input-sm{padding:7px 9px;font-size:13px;color:var(--text);background:var(--surface);border:1px solid var(--border2);border-radius:7px;outline:none}
.input-sm:focus{border-color:var(--gold)}
.ban-chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{display:inline-flex;align-items:center;gap:5px;padding:5px 12px;border-radius:999px;font-size:12px;font-weight:600;cursor:pointer;background:var(--surface2);border:1px solid var(--border2);color:var(--text2)}
.chip-ban{background:rgba(212,106,124,.12);border-color:rgba(212,106,124,.3);color:#d46a7c}
.chip-ban:hover{background:rgba(212,106,124,.2)}
.text-right{text-align:right}

/* fee AND-conditions */
.cond-box{margin-top:8px;padding:14px;background:var(--bg2);border:1px dashed var(--border2);border-radius:var(--r-lg)}
.cond-title{font-size:12px;text-transform:uppercase;letter-spacing:.1em;color:var(--gold-deep);font-weight:700;margin-bottom:10px}
.and{display:inline-block;font-size:9px;font-weight:800;color:var(--gold-deep);background:var(--gold-pale);padding:1px 5px;border-radius:4px;letter-spacing:.06em;vertical-align:middle}

/* professional brand logo */
.brand-logo{display:inline-flex;align-items:center;gap:0;text-decoration:none;line-height:1}
/* Wordmark: "GoldenVisa" in white, the "X" in gold. No glyph. */
.brand-word{font-family:var(--serif);font-size:1.7rem;font-weight:600;letter-spacing:.004em;
  color:#fff;line-height:1;white-space:nowrap}
.brand-word .brand-x{color:#fff}
.brand-word em{font-style:normal;color:var(--gold-bright);font-weight:700}
.brand-logo:hover .brand-word em{color:var(--gold)}
@media(max-width:900px){.brand-word{font-size:1.55rem}}
@media(max-width:600px){.brand-word{font-size:1.4rem}}
@media(max-width:380px){.brand-word{font-size:1.25rem}}

/* ── premium document upload cards (cbigv-style) ── */
.doc-row{position:relative}
.doc-row.uploaded{border-color:var(--gold-deep);background:linear-gradient(135deg,var(--gold-pale),transparent)}
.doc-row .doc-name{font-weight:600;font-size:14px;color:var(--text)}
.doc-row .doc-hint{font-size:12px;color:var(--muted);margin-top:3px}
.doc-status.done{background:rgba(74,163,90,.15);color:#7ec98a}
.doc-status.uploading{background:var(--gold-pale);color:var(--gold-bright)}
.doc-status.fail{background:rgba(220,80,80,.15);color:#e5848a}
.doc-row label.btn{position:relative;overflow:hidden}
.add-doc-row{border-color:var(--gold-deep);background:linear-gradient(135deg,rgba(201,168,76,.06),transparent)}
.add-doc-row .btn-gold{white-space:nowrap}
/* upload dropzone hero */
.upload-zone{border:2px dashed var(--border2);border-radius:var(--r-lg);padding:30px 20px;text-align:center;background:var(--bg2);transition:all var(--t);cursor:pointer}
.upload-zone:hover{border-color:var(--gold);background:var(--gold-pale)}
.upload-zone .uz-icon{font-size:30px;color:var(--gold);margin-bottom:8px}
.upload-zone .uz-title{font-weight:600;color:var(--text);margin-bottom:4px}
.upload-zone .uz-hint{font-size:12px;color:var(--muted)}
.disclosures{display:flex;flex-direction:column;gap:8px;margin-top:8px}

/* login CTA banner */
.auth-cta{background:linear-gradient(135deg,var(--gold-pale),transparent);border:1px solid rgba(201,168,76,.3);border-radius:11px;padding:13px 16px;font-size:13.5px;line-height:1.5;color:var(--text2);text-align:center;margin-bottom:20px}
.auth-cta strong{color:var(--gold-bright)}

/* admin integration status */
.intg-row{display:flex;align-items:center;gap:12px;padding:10px 0}
.intg-dot{width:10px;height:10px;border-radius:50%;flex-shrink:0}
.intg-dot.ok{background:#4aa35a;box-shadow:0 0 0 3px rgba(74,163,90,.2)}
.intg-dot.off{background:#c0653a;box-shadow:0 0 0 3px rgba(192,101,58,.2)}

/* ── Settings rows + toggle switches ── */
.set-row{display:flex;align-items:center;justify-content:space-between;gap:20px;
  padding:14px 0;border-top:1px solid var(--line,#2a2a31)}
.set-row:first-of-type{border-top:0}
.set-t{font-weight:600;font-size:14px;color:var(--text,#ece9e2)}
.set-d{font-size:12.5px;color:var(--text2,#9a978f);margin-top:3px;max-width:56ch;line-height:1.5}
.switch{position:relative;display:inline-block;width:50px;height:28px;flex-shrink:0}
.switch input{opacity:0;width:0;height:0}
.switch .slider{position:absolute;cursor:pointer;inset:0;background:#2a2a31;border-radius:28px;transition:.25s}
.switch .slider:before{content:"";position:absolute;height:20px;width:20px;left:4px;bottom:4px;
  background:#8b8b93;border-radius:50%;transition:.25s}
.switch input:checked + .slider{background:rgba(201,168,76,.35)}
.switch input:checked + .slider:before{transform:translateX(22px);background:var(--gold-bright,#E6D08A)}
.switch input:disabled + .slider{opacity:.4;cursor:not-allowed}
.switch input:focus-visible + .slider{outline:2px solid var(--gold,#C9A84C);outline-offset:2px}
@media(max-width:600px){
  .set-row{flex-direction:column;align-items:flex-start;gap:10px}
  .set-d{max-width:100%}
}

/* ── Message attachments ── */
.msg-att{display:flex;align-items:center;gap:8px;margin-top:8px;padding:8px 10px;border-radius:9px;
  background:rgba(255,255,255,.06);border:1px solid var(--line,#2a2a31);text-decoration:none;color:inherit}
.msg-att:hover{border-color:var(--gold,#C9A84C)}
.msg-att-i{flex-shrink:0;opacity:.8}
.msg-att-n{font-size:13px;font-weight:600;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;max-width:220px}
.msg-att-s{font-size:11px;color:var(--text2,#9a978f);flex-shrink:0;margin-left:auto}
.msg-chip{align-items:center;justify-content:space-between;gap:10px;margin-bottom:10px;padding:7px 11px;
  border-radius:8px;background:var(--gold-pale,rgba(201,168,76,.12));font-size:12.5px}
.msg-chip-x{background:none;border:none;color:var(--text2,#9a978f);font-size:18px;cursor:pointer;line-height:1}
.msg-chip-x:hover{color:#e5484d}
@media(max-width:600px){.msg-att-n{max-width:140px}}

/* ── New-message indicator (red) ── */
.msg-new{display:inline-flex;align-items:center;justify-content:center;min-width:20px;height:20px;
  padding:0 6px;border-radius:99px;background:#e5484d;color:#fff;font-size:11px;font-weight:800;
  line-height:1;box-shadow:0 0 0 3px rgba(229,72,77,.18)}
.cnt.cnt-new{background:#e5484d;color:#fff;font-weight:800;box-shadow:0 0 0 3px rgba(229,72,77,.18)}
.conv-row.has-new{border-left:3px solid #e5484d}
@keyframes msgPulse{0%,100%{box-shadow:0 0 0 3px rgba(229,72,77,.18)}50%{box-shadow:0 0 0 6px rgba(229,72,77,.05)}}
.msg-new,.cnt.cnt-new{animation:msgPulse 2.2s ease-in-out infinite}
@media(prefers-reduced-motion:reduce){.msg-new,.cnt.cnt-new{animation:none}}

/* ── Contact cards (applicant / assigned agent) ── */
.contact-card{margin-bottom:16px}
.cc-top{display:flex;align-items:center;gap:12px;margin:4px 0 14px}
.cc-avatar{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;flex-shrink:0;
  background:var(--surface2,#1e1e23);border:1px solid var(--line,#2a2a31);
  font-weight:700;font-size:17px;color:var(--text2,#9a978f)}
.cc-avatar-gold{background:linear-gradient(135deg,var(--gold-deep,#a08228),var(--gold-bright,#E6D08A));
  color:#1a1509;border-color:var(--gold,#C9A84C)}
.cc-name{font-weight:700;font-size:15px;line-height:1.25}
.cc-sub{font-size:12px;color:var(--text2,#9a978f);margin-top:2px}
.cc-rows{display:flex;flex-direction:column}
.cc-row{display:flex;justify-content:space-between;gap:14px;padding:8px 0;font-size:13px;
  border-top:1px solid var(--line,#2a2a31)}
.cc-row:first-child{border-top:0}
.cc-k{color:var(--text2,#9a978f);flex-shrink:0}
.cc-v{text-align:right;font-weight:600;overflow-wrap:anywhere}
.cc-v a{color:var(--gold-bright,#E6D08A);text-decoration:none}
.cc-v a:hover{text-decoration:underline}
.cc-empty{color:var(--text2,#9a978f);font-weight:400}
.cc-hint{color:var(--text2,#9a978f);font-weight:400;font-size:12px}
@media(max-width:600px){
  .cc-row{flex-direction:column;gap:2px;align-items:flex-start}
  .cc-v{text-align:left}
}

/* ── dd/mm/yyyy date field (assets/js/datefield.js) ──────────────
   The native date control showed the browser's locale order and hid its
   picker icon against the dark theme. This is the visible replacement;
   the original input survives underneath, holding the ISO value. */
.gvx-date{position:relative;display:block;width:100%}
.gvx-date .gvx-date-native{position:absolute;left:0;top:0;width:1px;height:1px;opacity:0;pointer-events:none;border:0;padding:0}
.gvx-date .gvx-date-text{padding-right:42px;font-variant-numeric:tabular-nums;letter-spacing:.02em}
.gvx-date .gvx-date-text.is-bad{border-color:var(--danger);box-shadow:0 0 0 3px var(--danger-bg)}
.gvx-cal-btn{position:absolute;right:7px;top:50%;transform:translateY(-50%);display:flex;align-items:center;justify-content:center;
  width:30px;height:30px;padding:0;border:0;border-radius:8px;background:transparent;color:var(--gold);cursor:pointer;transition:background var(--t)}
.gvx-cal-btn:hover{background:var(--gold-pale)}
.gvx-cal-btn:focus-visible{outline:2px solid var(--gold);outline-offset:1px}

/* Fixed, body-parented — a popup inside the field would be clipped by any
   scrolling table the field happens to sit in. */
.gvx-cal{position:fixed;z-index:1200;width:272px;padding:12px;background:var(--surface);border:1px solid var(--border);
  border-radius:var(--r-lg);box-shadow:var(--sh-lg)}
.gvx-cal-head{display:flex;align-items:center;gap:6px;margin-bottom:10px}
.gvx-cal-nav{width:28px;height:28px;flex:0 0 auto;border:1px solid var(--border);border-radius:8px;background:var(--bg2);
  color:var(--text2);font-size:16px;line-height:1;cursor:pointer;transition:all var(--t)}
.gvx-cal-nav:hover{border-color:var(--gold);color:var(--gold)}
.gvx-cal-sel{flex:1 1 auto;min-width:0;padding:6px 8px;font-family:var(--sans);font-size:13px;color:var(--text);
  background:var(--bg2);border:1px solid var(--border);border-radius:8px;cursor:pointer;outline:none}
.gvx-cal-sel:focus{border-color:var(--gold)}
.gvx-cal-sel option{background:var(--surface);color:var(--text)}
.gvx-cal-dow{display:grid;grid-template-columns:repeat(7,1fr);gap:2px;margin-bottom:4px}
.gvx-cal-dow span{text-align:center;font-size:11px;font-weight:600;color:var(--muted);letter-spacing:.04em}
.gvx-cal-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:2px}
.gvx-cal-pad{height:32px}
.gvx-cal-day{height:32px;display:flex;align-items:center;justify-content:center;font-family:var(--sans);font-size:13px;
  color:var(--text);background:transparent;border:1px solid transparent;border-radius:8px;cursor:pointer;transition:all var(--t)}
.gvx-cal-day:hover{background:var(--surface2);border-color:var(--border2)}
.gvx-cal-day.is-today{border-color:var(--border2);color:var(--gold)}
.gvx-cal-day.is-sel{background:var(--gold);border-color:var(--gold);color:#141417;font-weight:700}
.gvx-cal-day.is-off{color:var(--muted2);cursor:not-allowed;opacity:.45}
.gvx-cal-foot{display:flex;align-items:center;justify-content:space-between;margin-top:10px;padding-top:9px;border-top:1px solid var(--border)}
.gvx-cal-link{background:none;border:0;padding:0;font-family:var(--sans);font-size:12.5px;color:var(--text2);cursor:pointer}
.gvx-cal-link:hover{color:var(--gold)}
.gvx-cal-hint{font-size:11.5px;color:var(--muted);letter-spacing:.04em}